By Ernie J. Zelinski
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 Retirement Planning Image #21

Bob: Do you have a retirement plan?
Ted: Yup, lottery tickets.
Bob: Lottery tickets? That's it?
Ted: Of course not. Retirement Plan B is to sue some mega-corporation for a million bucks.

No doubt you have heard that retirement planning is important. Anyone who plans retirement lightly may pay for it heavily later on.

My retirement plan is to find a shopping cart with good snow tires.
— Patty Doyle

In other words, you must take steps to ensure that when the bell rings to announce your retirement, you are ready for what is in front of you given the new retirement paridigm.

Planning for the new retirement does not only involve the financial aspects of retirement, however. The time available for marital, personal, social, creative, and family activities expands considerably when the hours previously taken up with full-time employment cease.

How you manage your time in retirement is just as important as when you are in the workforce and just as important as how you manage your financial affairs.

When men reach their sixties
and retire, they go to pieces.
Women go right on cooking.
— Gail Sheehy

Retirement Planning Subjects and Articles

retirement plan image #2a

You can try to create your retirement plan based on the following retirement advice on this website to help you retire happy, wild, and free (Go to the links below to see the articles posted on the Retirement Cafe Website):

  • Retirement Advice
    Retirement Advice on The Retirement Café: You Are Never Too Young to Retire — Indeed, the Younger, the Better; 7 Things That You Can Do with Your Extra Time in Retirement; Early Retirement Is an Incredible Retirement Gift; Being Retired Can Be the Best Thing That Ever Happened to You ;
  • Saving for Retirement
    Saving for Retirement on The Retirement Café: How much should I save for retirement. Is 2 million enough to retire?
  • Retirement Income
    Retirement Income Resources on the Retirement Café to Help Increase My Retirement Savings and with My Retirement Money: Increasing Your and My Retirement Income; Top 10 Sources of Retirement Income; Retirement Income Resources to Help Increase Your and My Retirement Savings and Your and My Retirement Money; Retirement Income Money Quotes
  • Winning a Lottery-The Retirement Plan with the Most Bugs
    Winning a Lottery: The Retirement Plan with the Most Bugs to Be Worked Out (Better Known as The Retirement Plan for Dumb People)
  • Fears about Retirement
    Fears about Retirement: What People Fear Most about Retirement. The Many Fears People Have Before Retiring and in Retirement Itself
  • Your Retirement Number
    Your Retirement Number versus my Retirement Number; My retirement number is $643,434. What is your retirement number?
  • Retirement Speeches
    Retirement Speeches Compliments of the Retirement Cafe to Help Prepare You for a Happy, Wild, and Free Retirement

How to Retire Happy, Wild, and Free

Retirement Planning Wisdom That You Won’t Get from Your Financial Advisor


Besides the above webpages, How to Retire Happy, Wild, and Free also comes into the picture if you would like your retirement plan to be as good as my retirement plan. For the most part, The World's Best Retirement Book offers retirement wisdom that you won’t receive from your financial advisor.

Contrary to popular wisdom, many elements — not just having a million or two in the bank — contribute to happiness and satisfaction for today’s retirees. As they plan retirement, retirees should look at the many non-financial aspects of retirement. Indeed, physical well-being, mental well-being, and solid social support play bigger roles than financial status for most retirees.

All of these elements of retirement should be part of your retirement plan just as it is for my retirement plan.

Heaven, that’s my retirement plan.
— Author Unknown

In this vein, what sets The World's Best Retirement Book apart from all other retirement books is its holistic approach to the fears, hopes, and dreams that people have about their retirement years.

How to Retire Happy Wild, and Free goes way beyond the numbers that is often the main focus of so-called "retirement planning" in most retirement books.

How to Retire Happy, Wild, and Free helps retirees address what is truly important in their lives through a wide range of topics including:

  • whether you should retire early 
  • what retirement activities are the most satisfying
  • how to have a happy retirement even if you do not a million or two saved for retirement
  • why physical exercise should be part of your daily routine
  • why you probably should get rid of your TV
  • whether you should pursue a fun retirement job 
  • how to choose where to retire 
  • how to keep your mind sharp and active in retirement

In short, How to Retire Happy Wild, and Free allows employees and clients to plan for their retirement in new and more meaningful ways.

The traditional retirement planning industry falls short on providing retirement planning tools that help individuals gain insight into what truly matters most about their lives and their retirement. For example, The Retirement Planning Association of Canada (RPAC) provides a multitude of resources to its members via a variety of education programs but all its members are not preaching a holistic approach for retirement planning.

My retirement plan is to start thinking about my retirement before my boss does.
— Author Unknown

Of course, there are people who realize the new retirement planning model requires new styles of planning and preparedness that are covered in the world's best retirement book. U.S. News retirement reporter Emily Brandon in her Planning to Retire Blog tells her readers how to plan financially for retirement as well as how to make the best use of their time in their retirement years.

What is important is that different individuals will have different retirement needs. How to Retire Happy, Wild, and Free allows individuals to meet their particular needs like no other retirement resource has done to date.

There are many ingredients of a happy retirement and several retirement tools that you won't find anywhere else and which help retirees plan for their retirement in new and more meaningful ways.

The Ideal Retirement Plan: "Marry an old rich broad and wait for her to die."
— Ivan Wilson (commenting on an online article about retirment planning.)

One of the most powerful retirement planning resources  is The Get-a-Life Tree in Chapter 3, which you won't find in any other retirement books.

The Get-a-Life Tree is particularly useful for those retirees who haven't cultivated interests outside the workplace and are destined for unhappiness and perpetual boredom if they don't develop "active retirement activities" such as adventure travel and taking courses through Elderhostel instead of "passive activities" such as watching TV and gambling.

Ernie Zelinski emphasizes that if you manage to retire happy, wild, and free, then your retirement will be more rewarding than your career ever was.

The elements of such a retirement plan should include a variety of passive and active retirement activities, great friends, a sense of purpose, some structure in your day, plenty of healthy exercise, something to stimulate your mind, and spiritual growth.

Various chapters are devoted to the consideration of retirement activities that enhance body, mind, and spirit.

Retirement Cafe Book   

Purchase the Latest Edition of The World's Best Retirement Book Today Through This Direct Link: Logo Retirement Plan Karma on



  • Winning a Lottery — The Retirement Plan with the Most Bugs to Be Worked Out (Better Known as the Retirement Plan for Dumb People)  
  • Is Your Retirement Plan a New Job? 
  • Why Most Americans and Canadians Suck at Retirement (Planning)
  • The Joy of Being Retired: 365 Reasons Why Retirement Rocks
  • Are You Prepared for Retirement — Think hard!
  • Look Ma, Life's Easy — If You Retire According to The Easy Rule of Life!
  • Retire Before You Expire — Why Tempt Fate and Die Working? 
  • Retirement Allows You to Pursue Your First Love — Which Is to Live Life to the Fullest 
  • Retire Early — Here's How! 
  • Ready to Retire Happy — Get Real! (Surprise — Retiring Happy Isn't
    All about Money)
  • Retirement Planning Tip — Get More Serious about Leisure than about
  • 7 Secrets to a Happy Retirement 
  • Don't Let How Old You Are Dictate When You Retire or Enter Old Age 
  • Forget How Old You Are — This Gets More Important the Older You Get 
  • Live Gloriously, Live Happily, and Live Dangerously! 
  • Magical Retirement Plan #27 — Make the Creation and Maintenance of
    Friends Your Overriding Purpose
  • Be a Child Again 
  • Magical Retirement Plan #137 — Remember That Being Over the Hill Means
    Picking Up Speed!
  • Find Creative Ways to Kill Boredom Without a Gun 
  • The Magical Retirement Plan for High Achievers — Don't Retire! 
  • The Ultimate Retirement Plan — Make Retirement the Beginning of Life,
    Not the End!
  • Plan Retirement #26 — Assume You Have One More Shot at It! (Already Written in Retirement Article Files) 
  • Retirement Plan # 49 — Find Creative Ways to Kill Boredom
    Without a Gun


COPYRIGHT © 2020 by Ernie J. Zelinski
Author of The World's Best Retirement Planning Book
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